A Complete Guide to Online Gambling Payment Methods in Australia


Thanks to its convenience, online gambling is now the choice of activity among enthusiasts. In Australia, online gambling is regulated, making it a very safe activity. One of the main components of playing casino games is payment methods. In this post, we’ll look into the best payment methods you can use in Australian online casinos. All these methods are reliable, safe and offer low fees.

Credit/Debit Cards

If you have a bank account in Australia, you should have a debit or credit card with which you pay the bills. Cards are one of the most popular payment methods for online casinos.

The process of making payments with cards is the same as shopping online. You visit the gambling sites and open an account. Then, you should connect your card to that account. Lastly, you need to enter the amount you want to deposit and authenticate the transaction.

Deposits with this payment option are instant and don’t incur any additional fees. But some online gambling sites may impose fees. Make sure to read the terms and conditions beforehand. One drawback of these methods is that you may be unable to withdraw your money. Cards are primarily used for deposits and shopping. It may be possible if you have a high-value card against a premium bank account at your local bank.

Popular credit card providers in the world are:

  • Visa
  • Mastercard
  • Discover
  • American Express
  • Diner’s International


Electronic wallets, also known as e-wallets, are the most popular payment solutions. Traditional bank cards are great, but the information associated with them is very sensitive. If the card is connected to your bank account, you’re exposing your savings with that card.

Of course, you can mitigate the risks by only opting for licensed minimum deposit casino sites. Shady websites are not a good choice to use your cards. Using e-wallets allows you to bypass the need to use the cards. In return, you get to protect the sensitive information associated with them. There are plenty of wallet options you can choose from. Some popular e-wallets include but are not limited to:

  • Skrill
  • Neteller
  • EcoPayz
  • MuchBetter
  • MiFinity


Skrill and Neteller are two of the most famous options for making online payments at online casinos. They were designed with the iGaming industry in mind. Neteller used to process more than 80% of gambling transactions worldwide. You can fund your wallets with traditional bank transfers. The security system will protect your personal identifiable information with top-notch encryption. Keep in mind that there are fees for every transaction with these wallets.


EcoPayz is another method to pay for online casino games. It’s a wallet that works similarly to the ones we’ve discussed. Most gambling sites in Australia accept EcoPayz. The great thing about using e-wallets is that they work for both deposits and withdrawals. Withdrawals are instant after the online casino processes the payment request.

Bank Transfers

The drawback of using these payment options is that your local bank may not allow it. Banks tend to steer clear of gambling payments due to a myriad of reasons. Thankfully, there are alternatives you can use. You can take POLi, for example. It’s an internet banking payment process accepted by most online casinos in the country. You use POLi as a middleman to make payments from your bank account directly.

The drawback of bank transfers at an online casino is that withdrawals take a long time. You have to wait for the casino to process your withdrawal request. Then, the bank needs another 3 to 5 days to credit the money in your account.

Phone Bill

This is a new development where you can play games at online casinos and pay for them later using your phone bill. It’s an easy way to make small bets without risking a lot of money, similar to buying a lottery ticket. But it’s not suitable for making big bets. The casinos that offer this payment method are called “pay by phone” casinos. Since playing on your phone is convenient, it makes sense for players to use the most convenient payment method, too. With this method, you can play games and keep your money until your next phone bill comes.


Currently, we’re living in the era of blockchain technology. When choosing payment methods for online casinos, it only makes sense to include cryptocurrencies. Blockchain allows transparent transactions across the world.

One of the main benefits of using cryptocurrencies is that the withdrawals are instant. No other payment methods can claim this. It’s because when you’re using crypto, you’re using a digital wallet address instead of KYC information. So, verification is not necessary.

The most popular cryptocurrencies for online gambling sites include:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • XRP Ledger (XRP)
  • Dogecoin (DOGE)
  • Litecoin (LTC)

The fees for processing payments depend on the network congestion at the time of the transaction. If you can find a slot when the network is free, you can deposit and withdraw with little to no fees.

Prepaid Cards and Vouchers for Online Casinos

If you want hassle-free deposits in your preferred online casino, a prepaid option might be good. As the name suggests, you prepay these vouchers and use the code on them for the deposit. In Australia, there are multiple options laid out for players. Paysafecard is the most popular method for online casinos. You may also use:

  • Neosurf vouchers
  • Ukash

You can easily collect these vouchers from your nearest departmental store or petrol station. Or, you can order them online, as there are plenty of reputable vendors. The problem, however, is that you can’t use these payment methods to withdraw your money. Players will still need to connect an alternative payment method to withdraw after they play games in an online casino.

How to Find a Reliable Online Casino

In this section, we will take you through the selection process of online casinos. It’s crucial to not only secure your payments but also your overall gambling experience.

You should check the parameters below before you sign up for any online casinos:

  • Licence: Australia doesn’t provide any licence to local operators. So, you’re limited to offshore casino operators. But make sure you’re always signing up for licensed online casinos. A licence proves the legitimacy of the brand and protects player interest.
  • Good Player Reviews: You should takeuser reviews very seriously before choosing an online casino. What real users have to say about an operator will give you a good idea of what to expect.
  • Multiple Payment Methods: To secure the transfer of real money in and out of your casino account, look for multiple payment methods. This way, you can use a different one if the primary one is not working.
  • Game Library: This is not a safety feature. Rather, it focuses on your experience at an online gambling site. So, look into the game selection, software provider portfolio, and average payout before you sign up.

Payment Security at Online Gambling Sites

To safeguard players and operators, casino sites have many security layers. Let’s have a look at some of them:

  • SSL, or Secure Socket Layer encryption, is a common feature most modern websites have. It encrypts the transfer of data between servers. Hackers cannot get to your credit card numbers or e-wallet credentials if the casino site has SSL encryption.
  • Security audits are another popular way to ensure safety of payments online. Casino operators employ 3rd party audit companies. Their job is to test the random number generator (RNG) and other equipment in place to see if they are fair or not.
  • Many payment methods use 2-factor authentication (2FA) to ensure player is performing the transaction. It’s the little things that add up at the end. In 2FA, you need to confirm the transaction on multiple occasions before it goes through.

Wrapping Up

In this post, we’ve covered the most popular online payment methods you can use in Australia. They’re a blend of cards, bank transactions, wallet transactions, and even cryptocurrencies. As an Aussie gambler, your goal should always be to use secure methods for payment. After all, you can’t compromise your data safety for temporary fun.

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